Banking and Credit in Missouri prepares students for careers in financial institutions, lending operations, and financial services. This pathway addresses demand for banking professionals who understand financial products, lending practices, and customer service. Students gain expertise in banking operations, credit principles, financial products, and customer relations.
The curriculum covers banking fundamentals, credit analysis, lending practices, financial products, customer service, and compliance. Students learn about mortgages, personal loans, commercial lending, and credit decisions. Projects involve analyzing credit applications, recommending loan products, and developing financial solutions. Emphasis on customer service, compliance with regulations, and ethical lending practices is integrated throughout. Students understand the banking industry and financial services landscape.
Graduates work as bank tellers, loan officers, credit analysts, or financial services representatives. The pathway provides foundation for banking careers.
Banking and Credit at a Glance
4
Courses
6
Credentials
4
Career Paths
State Standards & Framework
Missouri's banking and credit standards require competency in banking operations, credit principles, and financial services. The curriculum aligns with banking industry standards and regulatory requirements.
Students must demonstrate proficiency in credit analysis, lending practices, financial product knowledge, and customer service. State standards incorporate banking compliance and ethical lending principles.
Typical Course Sequence
| Course |
|---|
| Introduction to Banking and Finance |
| Banking Operations and Services |
| Credit Analysis and Lending |
| Financial Services Management |
Industry Certifications & Credentials
- ✓Microsoft Office Specialist - Excel
- ✓Microsoft Office Specialist Expert - Excel
- ✓National Career Readiness Certificate (NCRC)
- ✓W!SE Financial Literacy Certification
- ✓QuickBooks Certified User
- ✓Intuit Certified Bookkeeping Professional
Career Opportunities
Salary data from U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2024). Growth projections from BLS Employment Projections (2023-2033). Cost-of-living adjustment uses BEA Regional Price Parities (2023). Entry-level salaries reflect the 25th percentile; experienced salaries reflect the median.
Bank Teller
Entry LevelSalary range: $30,940 - $38,250
Adjusted for cost of living: $33,718
Loan Officer
Entry LevelSalary range: $49,260 - $96,780
Adjusted for cost of living: $53,684
Credit Analyst
ExperiencedSalary range: $56,430 - $81,900
Adjusted for cost of living: $69,137
Branch Manager
ExperiencedSalary range: $51,050 - $122,580
Adjusted for cost of living: $84,361
Work-Based Learning Opportunities
Internships with banks, credit unions, lending institutions, and financial services companies throughout Missouri.
Career & Technical Student Organization
Students in this pathway can participate in DECA, gaining leadership experience and competing in career-related events.
How Sage Helps Missouri CTE Programs
AI-Powered Curriculum
Generate standards-aligned lesson plans in minutes, not months
Missouri Standards Built In
Pre-loaded with Missouri's CTE standards and frameworks
Teacher Customization
Teachers personalize content while maintaining standards alignment
Ongoing Updates
Curriculum stays current as Missouri standards and industry needs evolve
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